The Effects of Storm Damage

1.The Effects of Hail

The protective coating on composition shingles is the granular surface. When hail (3/4″ to 2″) strikes a composition shingle it damages this protective surface, and, in some cases, the asphalt coating as well as the fiberglass mat. Wood shingles and wood shakes are punctured and or split and metal accessories are dented. Skylights, A/C vents, siding, gutters, downspouts, windows, window beads, and screens are generally damaged as well.

2.Effects of Wind

Asphalt shingles are manufactured with a seal tab. This tab can become broken during high winds. The damage that may exist could be displaced shingles, lifted seal tabs, and gouges on the roof surface from flying debris. If any of these wind effects have occurred, you may be due a complete new roof replacement.
Let a professional check your roof!

Once the damage to your property has been documented and a repair or replacement estimate has been written by the insurance adjuster, the claims process is well underway.

STEP 1

If damage is found, call your insurance agent to file a claim.

STEP 2

Sign a contingency agreement with Greenhouse Roofing to select us to be your contractor of choice.

STEP 3

An insurance adjuster will be assigned to your claim and should call you within 48 hours.

CLAIMS PROCESS

STEP 4

When talking to the insurance adjuster, write down the claim #, adjuster's name and the inspection date and time.

STEP 5

Contact Greenhouse Roofing and let us know when the insurance inspection will be.

STEP 6

The insurance adjuster will come to your property to inspect the damage.

STEP 7

We will also be at the inspection to communicate our findings to the insurance adjuster.

STEP 8

Once the work is approved by your insurance company, we work with them to ensure the work scope is accurate.

STEP 9

The insurance company will send you a repair estimate and the Actual Cash Value of the claim in the form of a check.

STEP 10

We will schedule the work to begin on a specified date and have the roofing materials arrive the day before.

STEP 11

We complete the work as specified and agreed upon by the insurance company.

STEP 12

When the roof is complete, Greenhouse Roofing will collect your deductible check and the Actual Cash Value funds.

STEP 13

After the entire project is completed, (i.e. gutters, siding, windows etc.)Greenhouse Roofing will invoice your insurance company for recoverable deprecation and any additional supplemental funds owed for the work we completed on your behalf.

STEP 14

Your mortgage company may send out an representative to verify the work has been completed.

STEP 15

Once you receive the second check from the insurance company, GreenHouse Roofing  will collect these funds from you.

SATISFACTION

At this point, the work has been completed, we have been paid in full, and you are satisfied with your repaired home!